Quartz Wealth Blog

Recessions, Stagflation - What Next?

Thu, 14 Jul 2022 15:25:25 +1200

After a brief respite of strong gains in late May, further market falls have dominated media headlines. This has been precipitated by fears of a recession, fears of inflation and the potential for "stagflation" to reappear. The concept of recession is a familiar one –...

Inflation, interest rates and investing: Part 3

Fri, 10 Dec 2021 16:41:46 +1200

This is the final in a series of three blogs on inflation, interest rates and investing. In our previous post, we introduced the idea that asset values in a diversified portfolio are largely determined by three factors: an exposure to growth, an ability to protect against...

Inflation, interest rates and investing: Part 2

Tue, 26 Oct 2021 14:32:24 +1200

This is part two is a series of three blogs on inflation, interest rates and investing. In part one of this series we have told the story of how, over a decade ago, central banks turned their attention away from fighting corrosive inflation towards confronting...

The Case for Wealth Management

Mon, 18 Oct 2021 10:27:30 +1200

Why don’t we seek personal financial advice? While the evidence shows a strong relationship between seeking professional financial advice and achieving increased financial prosperity [1] , many are still hesitant to take the first step. We see several reasons for this hesitancy....

Inflation, interest rates and investing: Part 1

Thu, 26 Aug 2021 16:17:07 +1200

Inflation is like rust; it silently but steadily erodes your hard-earned savings. Over the years, even modest inflation adds up to a material reduction in the spending power of your cash. It is a secret tax on savers paid to borrowers and governments. Protecting your...

What now for Residential Property Investing in New Zealand?

Fri, 30 Apr 2021 15:04:50 +1200

What now for Residential Property Investing in New Zealand? The Government’s recent announcement of changes to the treatment of residential property has been well documented. The likely impacts however have been less publicised. In this blog, we are going to look at what it all...

The issue of low interest rates

Thu, 28 Jan 2021 13:49:12 +1200

As we come out of the holiday period and life resumes, one of the many questions we are now pondering is where to invest during this period of low interest rates. The answer, of course, greatly depends on whether you’re a borrower or an investor. The impact of low interest...

Explaining Wealth Advice – who is it for?

Wed, 28 Oct 2020 15:12:24 +1200

Most of us understand the concept of wealth – but do you have a full grasp of what wealth advice is? You’ve probably seen the phrase pop up in articles on investing, in retirement literature or even thrown around by family and friends. One of the myths pervading wealth advice is...