Our Philosophy is reflected by how we structure our fees. As truly independent and impartial advisors we are not incentivised to recommend specific fund types, nor do we take margins from doing so, instead our clients pay for the advice we deliver. This motivates us not only to provide advice that best suits their personal circumstances but to continually provide great advice as circumstances change.
For many of our clients they can make significant savings under the Quartz Wealth Fee Structure when compared to a traditional percentage-based fee model.
With a fixed-fee, wealth advisory services are now accessible to more than just those who have significant sums to invest.
Fixed fees for those wanting one-off financial planning advice services. Fees vary depending on the complexity involved, but typically range from $750 + GST to $2,000 + GST. Fees are quoted for clients to accept before any services are provided.
A transparent fixed annual fee for private wealth advisory services. You choose the service level that is right for you based on what you want and need. Fees range from $1,000 + GST pa to $10,000 + GST pa and are deducted from the investment platform.
A percentage-based fee aligned to the funds under management. Because we do not bundle advice fees with product fees, we can provide the investment solutions at a reduced rate. Percentage based fees are scaled and reduce as the size of the investment increases.
Our retainer fee model is very different to other wealth providers in New Zealand. Most wealth advisers will charge an asset-based fee packaging together advisory, investment planning and investment management services. This traditional model means your service level and the fees you pay are aligned to the sum you have invested, not to what services you need or want.
We believe our model gives you choice, control and clarity about what you are getting. For us it's all about being fair and transparent.